Fair Credit Reporting Act (FCRA) Compliant
Background Screening
With Drug Free Business, you get direct access to public records, criminal records, and verification products. You must meet the requirements for a qualified recipient of FCRA data.
This service is fully compliant with federal Fair Credit Reporting Act (FCRA) regulations. You can now receive the same background reports at about one fourth the price that others charge.
MORRISVILLE, N.C., JULY 10, 2015 – The Professional Background Screening Association (PBSAS®) announced today that Drug Free Business is now a member of The Professional Background Screening Association.
Worldwide each year, employers, organizations and governmental agencies request millions of consumer reports, keeping homes and businesses safe. By joining PBSA, Drug Free Business recognizes the mission of the association; to promote ethical business practices, compliance with the FCRA, equal employment opportunity, and state and international consumer protection laws relating to the background screening profession.
BACKGROUND CHECKING
Employment Screening:
SCREEN potential employees to prevent falsified or fraudulent data, negligent hiring, employee theft and violence in the workplace. ACCESS national, state and county level criminal history. MAKE informed hiring or promoting decisions.
Why should I screen applicants?
Applications frequently contain false or distorted data. Screening eliminates the potential for theft, violence, drug abuse, fraud and costly litigation from negligent hiring. All employees should be screened regardless of position or size and type of company.
Over 60% of applicants have a bad credit history, a criminal past, bad driving history or falsified information on their application. Theft in the workplace occurs in over 90% of companies – $150 Billion lost annually because of workplace fraud and theft
TOOLS AVAILABLE
Wide Range of Databases & Searches
- Run a complete address search with our People Search product
- Diligently check for criminal past with 3 different on-line criminal databases with National Coverage, e.g., RAPSHEET
- Follow up your criminal database searches by sending a court researcher to do a Manual County Criminal search
- Verify as you type with Application Verification
- Employment and Education verification
- Bank and trade line reference verification
- Experian Authentication to detect fraud
- Driver's License Scan to instantly scan and populate applications
- Adhere to laws governing use of consumer reports for employment screening with declination letters
Drug Free Business Offers Over 100 Products for One-Stop Access. This service is fully compliant with federal Fair Credit Reporting Act (FCRA) regulations. You can now receive the same background reports at about one fourth the price that others charge.
Tenant Screening
PROTECT your rental interests from problem tenants. LEARN fact from fiction with eviction data, criminal history, ID verification and bankruptcy checks. ELIMINATE the burden of tedious background research. RENT safely and economically for one unit or multiple units.
For a successful tenancy, it is important to diligently screen applicants. Past bankruptcy, liens, judgments, evictions, fraud and sex offenses not only indicate potential problems, but could leave you responsible in negligent litigation.
In 2003, consumers had over 2 trillion in outstanding credit with over 1.3 million filing for bankruptcy. This amount is increasing at a rate of over 4.4% annually.
Over 30% of civil litigation involves contract disputes such as evictions.
Over 13 million arrests are made annually in the United States. These offenses range from fraud to sexual and violent offenses.
Collection
COLLECT your unpaid debt, new or old, with the same products used by government agencies. SKIP-TRACE and LOCATE individuals from their credit reports, assets, existing bank accounts, DMV records and/or public records. SEND collection letters, past-due letters and e-mails instantly.
Most individuals with a collection past are hard to find and intentionally move from place to place. Skip tracing products are essential when trying to find these individuals. Once located, methods for collecting debt include letters, recurrent phone calls and/or legal action. Collection letters and/or “bait” letters may also be sent instantly.
Skip Tracing
Skip tracing is the practice of locating hard-to-find individuals. This is achieved with searches, social traces, credit reports, asset searches and/or public records. These searches can result in direct hits, past and present contact information, traces of activity, contact information of relatives and neighbors, civil suits, public records and/or motor vehicle registration.
- 2 Bureau Credit Header Search
- People Search
- Trace Detail
- Driver’s License Search
- Banking Header Report
- Bankruptcy Search
- Bankruptcies, Liens and Judgments
- Motor Vehicle Search
- MVR Driver Records
- Property Search
- UCC Search
- Civil High Court County Report
- Super Phone Search
- Reverse Phone Lookup
How to get started
Ready to sign up now for background screening services? Please fill out this Application for Access to Consumer Reports and FCRA Related Data and return it to Drug Free Business
Do you just have a question about background checking, or need some guidance? Use form below or give us a call 800.598.3437
